Legal

Terms of Use

Please read this page carefully before using this Site. By using this Site, you are agreeing to abide by the following terms. We reserve the right to amend these terms. Your continued use of this Site constitutes your agreement to such changes.

Limited License

Navidar Holdco LLC (“Navidar”) provides this website, www.navidar.com (the “Site”) for your informational purposes only.

Subject to these terms, Navidar grants you a non-exclusive, non-transferable, limited right to display this Site to view general information regarding Navidar. You agree not to interrupt or attempt to interrupt the operation of the Site in any way. You agree not to take any action, alone or with others, that would interfere with the operation of this Site, to alter this Site in any way, or to impede others’ access to and freedom to enjoy and use this Site as made available by Navidar.

You agree to abide by all additional restrictions displayed on the Site from time to time. Except as expressly provided herein, Navidar does not grant you any express or implied license or permission under any patents, trademarks, copyrights or trade secret information.

You agree to access this Site manually, by request, and not automatically, through the use of a “bot” or similar program, or by other means.

Regulation

Navidar Group LLC, a subsidiary of Navidar Holdco LLC, is a registered broker-dealer with the Financial Industry Regulatory Authority (“FINRA”) and the United States Securities and Exchange Commission, is a member of the Securities Investor Protection Corporation (“SIPC”). Navidar Group conducts all private placements and any other transactions that require a broker-dealer license.

Navidar LLC, a subsidiary of Navidar Holdco LLC, is a Registered Investment Advisor with the State of Texas.

Nothing contained on this Site constitutes financial, legal, tax or other advice, nor is any information or material on this Site to be deemed a recommendation to buy or sell any securities or is to be relied upon for the purpose of making or communicating investment or other decisions. Any transactions listed on this Site are included only as representative transactions.

Ownership and Trademarks

Navidar Holdco LLC (“Navidar”) provides independent financial advice on mergers, acquisitions, financial restructuring and similar corporate finance matters. Navidar Group LLC, a Navidar affiliate is a member of the Financial Industry Regulatory Authority, Inc. (www.finra.org) and the Securities Investor Protection Corporation (www.sipc.org). Navidar Group LLC performs advisory services in connection with private placements and does not sell underwritten securities to investors. It is not a retail broker-dealer, and it does not provide research or analyst reports or solicit or carry accounts for, or offer or sell securities products to, retail customers

This authorization is not a transfer of title in the Site or copyrights therein. All content included on this Site, such as graphics, logos, articles and other materials, is the property of Navidar or others and is protected by copyright and other laws. All trademarks and logos displayed on this Site are the property of their respective owners, who may or may not be affiliated with our organization.

The registration of the mark Navidar® is for private placements of securities for others and financial services, namely, assisting others with the completion of financial transactions for stocks, bonds, and securities, in Class 36, and was issued by the United States Patent and Trademark Office on November 23, 2010 under Registration No. 3,880,414.

Third-Party Sites

As required by regulatory organizations, Navidar has provided, on this Site, links to websites operated by FINRA and SIPC. If you use these sites, you will leave this site. Navidar makes no warranty or representation regarding any linked websites or the information appearing thereon. Links do not imply that any linked website is authorized to use any of Navidar’s trademarks, trade names, logos or copyright symbols.

External Links to This Site

All links to this Site must be approved in writing by Navidar, except that Navidar consents to links in which: (i) the link is a text-only link containing only the name “Navidar Holdco LLC”; (ii) the link “points” only to www.navidar.com and not to deeper pages; (iii) when activated by a user, the link displays that page full-screen in a fully operable and navigable browser window and not within a “frame” on the linked website; and (iv) the appearance, position, and other aspects of the link neither creates the false appearance that an entity or its activities or products are associated with or sponsored by Navidar nor damages or dilutes the goodwill associated with Navidar’s name or trademarks. Navidar reserves the right to revoke this consent to link at any time.

Information Provided By You

Do not send any confidential or proprietary information via this Site to individuals listed on this Site. No information or materials that you provide to Navidar via this Site will be considered or treated as confidential or proprietary. By providing any such information or materials to Navidar, you grant to Navidar an unrestricted, irrevocable, worldwide, royalty-free, non-exclusive license to use, reproduce, modify, publicly display, publicly perform, transmit and distribute such information and materials, and you further agree that Navidar is free to use any ideas, concepts or know-how that you or individuals acting on your behalf provide to Navidar. You agree not to use the Site to distribute, email or post any advertising, promotion or solicitation without our prior written approval. You agree not to use the Site to upload, display or distribute any materials that are defamatory, threatening, obscene, harassing, or otherwise unlawful, or that incorporate the copyrighted, confidential or proprietary material of any other person or entity.

Limitations of Damages

NAVIDAR AND ITS AFFILIATES AND SUBSIDIARIES ARE NOT LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES (INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS, BUSINESS INTERRUPTION, LOSS OF INFORMATION OR PROGRAMS OR OTHER DATA ON YOUR INFORMATION HANDLING SYSTEM) THAT ARE RELATED TO THE ACCURACY, INACCURACY, USE OF, OR THE INABILITY TO USE, THE CONTENT, AND FUNCTIONS OF THIS SITE OR ANY LINKED WEBSITE, EVEN IF NAVIDAR IS EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Changes

Navidar reserves the right, at its sole discretion and without advance or prior notice, to change, add or remove any portion of the Site.

Navidar may change, suspend or terminate any aspect of the Site. Navidar may terminate the authorization, rights and license given above.

International Users and Choice of Law

Navidar makes no representation that this Site is appropriate or available for use at other locations outside of the United States. If you access this Site from a location outside of the United States, you are responsible for compliance with all applicable laws. You may not use this Site in violation of U.S. export laws and regulations.

This page constitutes the entire agreement between Navidar and you with respect to your use of this Site. Any cause of action you may have with respect to your use of this Site must be commenced within one (1) year after the claim or cause of action arises. If for any reason a court of competent jurisdiction finds any provision of this page or portion thereof to be unenforceable, that provision shall be enforced to the maximum extent permissible so as to affect the intent of the provision, and the remainder of this page shall continue in full force and effect.

Privacy Policy

Our Firm does not collect any personal information from you via this Site. Furthermore, we do not maintain customer accounts. In general, you can visit this Site without revealing any information about yourself. Our web servers collect the domain names, not the e-mail addresses, of visitors. Our web servers may seek to place a “cookie” (a small data file) on your computer’s hard drive, which allows the server to determine the computer when it visits again. This cookie is not used to obtain your name or any personal data, and the information that we track is only for internal purposes. If you prefer not to accept cookies, you can set your browser to reject them or to alert you before one is placed.

We do not use domain name information that we collect to identify you personally. We use this information to measure the use of our Site and to improve the content of our Site.

Business Continuity Plan

Overview

Navidar Group LLC (“the Broker-Dealer”) has created and implemented a business continuity plan (“BCP”) in an effort to mitigate the effects related to unforeseen business interruptions. This BCP is designed to enable the Broker-Dealer to continue to deliver our advisory services in the event of an emergency or significant business disruption (“SBD”).

Communications with Employees

In the event of a SBD, the Broker-Dealer will communicate with its employees by use of home or cellular phones, email, or this website. Broker-Dealer employees are asked to remain in a safe location or at their personal residences during a SBD. Actual physical office space is not necessary to the continuity of our operations during a dire emergency and for short periods of time. If required the Broker-Dealer will arrange alternative back-up locations for the staff in Indianapolis and New York areas or in a surrounding area. Recovery time for most of the applications involved in the Broker-Dealer’s business and relocation to alternate locations is expected to range from immediate to 24-48 hours.

Communications with Customers

The Broker-Dealer currently communicates with its clients using the telephone, email, this website, fax, U.S. Mail, other delivery services and in person. In the event of an SBD, the Broker-Dealer will utilize one or more of whichever means of communication are still available. Additionally, if all traditional means of communication are not available, the Broker-Dealer will post (if at all possible) emergency contact information and instructions on its web site (www.navidar.com) regarding access to the Broker-Dealer’s representatives.

Books & Records

The Broker-Dealer maintains hard-copy books and records at its New York office and electronic records at an offsite third-party facility. If records are lost as the result of a business disruption or for any other reason, the Broker-Dealer has the means to physically recover data from electronic back-up locations administered by the third-party vendor.

Vendors and Counterparties

The Broker-Dealer’s BCP may need to rely upon the recovery and restoration of services provided by various critical business constituents, at both primary and alternate locations. The Broker-Dealer has considered the extent to which it may be able to depend upon these business relationships during an SBD as a part of the initial decision to do business with the various vendors. Where possible the Broker-Dealer has engaged and/or vetted alternate arrangements in order to avoid business disruptions in the case of a business constituent not being able to provide needed goods or services in an emergency.

Disclosure

The current BCP is designed to address the continued operation of the Broker-Dealer in the event of an emergency situation or SBD. However, all risks of business interruption cannot be eliminated and the Broker-Dealer cannot guarantee that systems will always be available or recoverable following an SBD. Furthermore, the Broker-Dealer has no control over and must rely upon the disaster recovery plans of its various critical business constituents and vendors. Navidar will furnish a copy of our BCP to clients upon request.

The information contained in this disclosure is provided by the Broker-Dealer for informational purposes only, and nothing contained herein shall be construed to amend, supplement or otherwise modify any of the terms and conditions set forth in any customer agreement between you and the Broker-Dealer.